Departments
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AVIVA Life: Term Life
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* Competitive Underwriting
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12 months of no tobacco ='s Preferred Non-Tobacco
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Great commissions |
| AM Best: A Standard & Poor’s: A+ |
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| Aviva Life Insurance Company has a strong heritage in its ultimate parent, Aviva plc. Aviaa plc is the oldest continuously operating insurance group in the world, with over 300 years of experience. With Aviva, you will enjoy the benefits of working with a highly-rated global enterprise. Since 2002, the combined US companies of Aviva have been a top provider of indexed life insurance. Now, we have the financial backing of the world’s 5th largest insurer, with assets under management of more than $700 billion and annual premium and investment revenue of nearly $80 billion. Aviva’s global brand presence, financial strength and scale ensure they will always be able to meet obligations of a growing customer base. Their focus is on tomorrow and what they call Forward thinking. |
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Term, 10, 15, 20, 30 years
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Minimum $50,000
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Competitive tobacco rates
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Conversion credit |
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Fidelity Life: Term Life - Rapid Decision
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* Graded Benefit Whole Life
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Accidental Death Only
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Worksite |
| AM Best: A+ |
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Fidelity Life Association was established over a century ago as a fraternal benefit society in the state of Illinois designed to provide financial security for the growing middle class of the Midwest and Northern states. Today, Fidelity Life continues the tradition of serving the needs of Middle Americans through innovative products.
Fidelity Life has combined technology with underwriting innovation to create a unique, web-based underwriting process that speeds up the time needed to approve a policy. By utilizing the Internet and the active involvement of their underwriters, they virtually eliminate embarrassing exams, invasive tests and tedious delays so in coverage from Fidelity Life is within days, not months. |
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Rapid Decision Term, 5, 10, 15, 20, 30 years
* Up to $250,000 non-med
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Approval in days, not months
Rapid Decision Mortgage Term, 15, 20, 30, 40 years
* Up to $500,000 non-med
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Approval in hours, not days
Graded Benefit Term, 10 year
* Up to $250,000 |
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Genworth: Term Life
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* Very competitive
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Allows “dual” agent contracting |
| AM Best: A+ Standard & Poor’s: AA- |
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| Genworth Financial, Inc is a leading financial security company with strong and expanding global operations, serving more than 15 million customers with a presence in more than 25 countries. They provide innovative products that position them as industry leaders. They are a publicly traded Fortune 500 company. |
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Term Insurance, Sure Term 10, 15, 20, 30 years
* Minimum $50,000
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12 months of no tobacco qualifies for Standard Non-tobacco
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Very competitively priced
Return of Premium Term, VantagePoint 15, 20, 30 years
* $100,000 minimum
* Basic cash value
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Enhanced cash value
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Commissionable policy fee2 |
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West Coast Life: Term Life
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* Item 1
* Item 2 |
| AM Best: A+ Standard & Poor’s: AA |
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In 1997, West Coast Life Insurance Co. became a member of the Protective Life Insurance Family. West Coast Life added its excellent reputation in the insurance industry amongst the brokerage community and, of course policyholders, to the growing list of the Protective Life family of policyholders.
West Coast Life was founded in 1906 and Protective Life in 1907. The two companies have forged the experience of almost 200 years in the life insurance business in America. West Coast Life's history includes more company "firsts" than most other companies can even imagine. And since 1997, West Coast Life has grown to be the crown jewel of the Protective Life Family. |
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Level Term – Focus 10, 15, 20, 25, 30 years
* Minimum $100,000
* No tobacco for 1 year qualifies for Preferred Non-Tobacco
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Relaxed underwriting guidelines for over age 70
2nd to Die Term
* 10, 20 or 30 years
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Will accept 1 uninsurable |
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